The Capital Blog
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Residential vs. Commercial Loan Qualifications: What Partners Need to Know
Many residential loan officers are well-versed in Fannie Mae, Freddie Mac, FHA, and VA guidelines for home loans. But when it comes to commercial financing, the rules change dramatically. This blog breaks down the key differences.
What is a Cap Rate? A Key Metric in Commercial Real Estate Investing
Think of a cap rate like the “yield” on a bond. Just as bonds pay interest relative to what you paid for them, a cap rate tells you the annual return a property generates relative to its price — before factoring in financing, taxes, or future growth.
What is a REIT? Understanding REIT-Backed Debt for Commercial Property Investors
Some REITs don’t just own property, they also provide debt financing to projects and can be a direct source of capital for your acquisition, refinance, or redevelopment.